Saving for a Home: How Much Is Enough?

It's easy to get caught up in credit scores when considering a home purchase. But as lenders continue to loosen requirements, the need to have money in the bank doesn't get any less acute. Getting prescriptive about how much you need in savings to satisfy a mortgage lender is tough business. The answer can depend [...]

Tips on How to Pick the Right Real Estate Agent For You

A trusted real estate agent provides experienced counsel, guidance and unparalleled local expertise – all essential ingredients for anyone on the hunt for a home.  But for first-time home buyers, the first step can be one of the most intimidating. To help first-time home buyers, the professionals at Coldwell Banker Real Estate have provided the [...]

When Is The Best Time To Buy A House?

With many markets reporting an abundance of homes for sale, and interest rates remaining at near 45-year historic lows, now might be one of the best times in recent memory to buy a home. While buyers have the advantage in today’s real estate market, they still need to be savvy in order to get the [...]

House Hunting? Be Prepared With A Pre-Approved Mortgage Loan

Homebuyers often forget one of the most important steps in the home buying process: arming themselves with a pre-approved mortgage loan before they begin their house hunting. A pre-approved mortgage loan is a lender’s commitment to lend to the homebuyer, with specifications on the exact loan amount. To get pre-approved, homebuyers need to provide personal [...]

Five Topics to Discuss With Your Real Estate Agent When Buying a Home

Whether you’re ready to settle into your first home or looking to buy your fifth; are moving cross-country or cross-town, it’s smart to identify which attributes of a new home are most important to you. Be sure to sit down with your real estate agent and discuss your needs and wants for your new house. [...]

Things for Buyers to Consider when Determining the Appropriate Property Value and Offer Price

Determining the value of home can be sometimes a difficult task for a buyer. Just as there are many factors that can impact a home’s value, the details and potential success of your offer also rely on several pieces of information. If you are thinking about buying a home, you may want to consider the [...]

Move-In Ready Is the New Starter Home

Looking at today’s market, I’m so happy about the opportunities that first-time homebuyers are seeing and embracing. One of my colleagues is a young man in his 30s, and recently bought his first home. For years, he counted himself out of the home buying equation, or thought that if he did buy a home, he’d [...]

Tips on How to Find The Perfect Neighborhood For You

“Location, location, location,” is one of the most commonly used phrases when discussing real estate, but in reality every individual and / or family has their own needs and desires when it comes to finding the right neighborhood to purchase a home. Some people want the fast-paced urban lifestyle while others crave the quiet feel [...]

First-time Homebuyers and Home Condition

First-time homebuyers should expect to stay in their home for some time. When buying a home, one expert told Bankrate.com, they should consider whether the property will be suitable for at least 10 years, even if they might leave sooner. This attitude affects most aspects of the search for and decision to buy a home. For example, if [...]

Single Home Buyers Are Buying Homes

Today’s housing environment has more single home buyers entering the real estate market than ever before. With inventory levels high, interest rates near record lows and affordability up in many areas across the country, many people who may have never considered buying a home in the past are recognizing that a mortgage payment on a [...]