The VA loan program was created in 1944 by the U.S. government as a benefit to veterans for their service to our country. VA loans are not made by the Veteran’s Administration rather the VA provides a partial guarantee to the lenders that provide them. This allows for favorable program features and terms for the [...]
For most people, buying a home is the most significant investment of their lives. And in spite of the doubt and confusion clouding both the financial markets and news headlines, there are many genuine real estate opportunities – especially for first-time buyers. On average, housing inventory is up, prices are stable and historical data demonstrates [...]
With many markets reporting an abundance of homes for sale, and interest rates remaining at near 45-year historic lows, now might be one of the best times in recent memory to buy a home. While buyers have the advantage in today’s real estate market, they still need to be savvy in order to get the [...]
Homebuyers often forget one of the most important steps in the home buying process: arming themselves with a pre-approved mortgage loan before they begin their house hunting. A pre-approved mortgage loan is a lender’s commitment to lend to the homebuyer, with specifications on the exact loan amount. To get pre-approved, homebuyers need to provide personal [...]
Everyone’s heard the old saying, “If you want something done right, you have to do it yourself.” While this is true in many circumstances, it might not be the best practice to follow when selling a home. Handling complex legal issues, offering security when dealing with strangers in a home, properly staging a house for [...]
Coldwell Banker offers tips on home selling during the winter Just because the weather outside is frightful, the home selling experience doesn’t have to be. Traditionally, the spring season is known as the time when home buyers are out in full-swing looking to purchase, but winter months can also bring in motivated buyers who are [...]
All of us have been inundated with depressing economic news for the past five years. The internet, television, radio, newspapers and social media are full of reports, opinions and statistics about the stock market, banking, interest rates, foreclosures, real estate and more. Many of these reports, forecasts and opinions vary dramatically on their conclusions leaving the average American very [...]
Whether you’re ready to settle into your first home or looking to buy your fifth; are moving cross-country or cross-town, it’s smart to identify which attributes of a new home are most important to you. Be sure to sit down with your real estate agent and discuss your needs and wants for your new house. [...]
Those that choose to sell their own homes often hope to avoid the commission paid to real estate agents. While those familiar with the housing market and process of selling a home may enjoy a successful sale, plenty of inexperienced home sellers have encountered nothing but headaches. Besides limiting the number of potential buyers, the [...]
Determining the value of home can be sometimes a difficult task for a buyer. Just as there are many factors that can impact a home’s value, the details and potential success of your offer also rely on several pieces of information. If you are thinking about buying a home, you may want to consider the [...]
